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Michael Bina 88% of the CEOs FAVOR Healthcare Reform, but 88% HATE ObamaCare

Here is the latest from CEOs Up on the Tundra. Does this track with YOUR thinking? Continue

Added by Michael Bina on March 10, 2010 at 1:30pm — No Comments

Pat Jewett Health Care Reform and Premiums

What is the general consensus on the affect of health care reform on medical insurance premiums? Most of the agents I have talked to said rates would go down initially and then within a couple of years be back up at or above current levels. The difference is that more of it will be paid by uncle Sam so more people will be able to afford it. There really is no reform, only a change in where the costs will be incur… Continue

Added by Pat Jewett on March 9, 2010 at 10:01pm — 1 Comment

Phil Bogle Cauton - Beware - Guaranteed Appointments from London's Insurance Solutiuons

We signed up with Sean London in December 2008.

We paid him $3,400.00 for insurance appointments. He guaranteed appointments within 30 days.

As of today we received one bogus appointment and a lot of lip service from Sean London.

I caution any agents out there about doing business with Seasn London since as of today our results are terrible - no appointments - no reply from Sean London until we phone and hound him and if we are lucky to get him on

… Continue

Added by Phil Bogle on March 9, 2010 at 5:06pm — No Comments

Howard Bell Good News! MBAA New Forebearance Program

Bridge Loan For The Unemployed

Mortgage Bankers Association has developed a new forbearance program that would allow qualified borrowers who lose their jobs to stay in their homes while they look for a job. The MBAA proposal would have loan servicers lower mortgage payment for up to nine months while a homeowner looked for work. This would allow for a great deal of stability in the lives of those who lose t… Continue

Added by Howard Bell on March 8, 2010 at 11:10pm — No Comments

Howard Bell Case Shiller: Slowly Getting Better


The S&P Case-Shiller U.S. National Home Price Index posted a 2.5% decrease from a year earlier, a significant easing from the 19%, 15% and 8.7% declines in the rest of 2009.

The indexes showed prices in 10 major metropolitan areas fell 2.4% in December from a year earlier, while the index for 20 major metropolitan areas dropped 3.1%. Prices are down 5.3% in the past year, compared with a 7.3% decline in October, S&P said. A year ago, prices had tumbled 18.2%. The index s… Continue

Added by Howard Bell on March 8, 2010 at 11:00pm — No Comments

Howard Bell Freddie Mac Weekly Mortgage Rate Commentary:

30-Year Fixed-Rate Mortgage Over 5 Percent

30-year fixed-rate mortgage: Averaged 5.05 percent with an average 0.7 point for the week ending February 25, 2010, up from last week when it averaged 4.93 percent. Last year at this time, the 30-year FRM averaged 5.07 percent.

The 15-year fixed-rate mortgage: Averaged 4.40 p… Continue

Added by Howard Bell on February 27, 2010 at 10:48pm — No Comments

Howard Bell Mortgage Bankers Association Weekly Update


Mortgage Bankers Association for the week of 2/24/2010

Market Composite Index: (loan application volume) decreased 8.5 percent on a seasonally adjusted basis from one week earlier

Refinance Index: decreased 8.9 percent from the previous week. The seasonally adjusted Purchase Index decreased 7.3 percent from one w… Continue

Added by Howard Bell on February 27, 2010 at 10:45pm — No Comments

Nicholas Brown Are you chasing leads or are leads chasing you?

This post was copied from my blog: http://insurancemarketingHQ.com

Most insurance agencies existed before social media exploded as the de facto marketing initiative all small businesses must master. In that vein, Denise Zimmerman of imediaconnection.com wrote a must-read blog post, “7 things socia

… Continue

Added by Nicholas Brown on February 24, 2010 at 5:25pm — No Comments

Howard Bell REITs: Where Are The Good Deals



Real-estate investment trusts sold $24 billion in new stock last year, raising to profit from commercial-property distress by picking up high-quality real estate at bargain prices. But they are having trouble finding deals. Tishman Spier, recently handed the keys back to the banks. Peter Cooper village and Stuyvesant Town comprise 56,000 units. Another 2.6 billion dollar deal was handed back to Barclays and they have no intention of putting these properties up at bargain basement pri… Continue

Added by Howard Bell on February 23, 2010 at 8:09pm — No Comments

Howard Bell Commercial Property: Money Becoming Available



Lenders may be beginning to open up as they see some signs of an economy that is stabilizing. Data released by the Mortgage Bankers Association (MBA) notes commercial and multifamily mortgage originations rose 12% in the fourth quarter year over year. Loan originations in the fourth quarter also were 15% higher than in the third quarter. see chart

life ins… Continue

Added by Howard Bell on February 23, 2010 at 8:00pm — No Comments

Mary York Bloody from Bleeding-Edge Technology

The bleeding edge is a cool and exciting place to be, but—by definition—it is also bloody.

- Ara Trembly

… Continue

Added by Mary York on February 19, 2010 at 2:42pm — No Comments

Howard Bell Home Price Trends: 2010




… Continue

Added by Howard Bell on February 16, 2010 at 10:15pm — No Comments

Howard Bell Green Home Trends: 2010


The key to mainstreaming green homes is to make sure that consumers understand the value of green upgrades — how cost-effective energy efficiency can be in the long run. Consumers want homes that are
environmentally friendly and home values should reflect the increased
savings.


Better Homes and Gardens

Recent poll results of 2,342 people who plan to purchase or do a major home improvement in 2010 show

… Continue

Added by Howard Bell on February 16, 2010 at 10:00pm — No Comments

Michael Bina THIS IS THE POLICE: Drop the Chalupa

The Associated Press reported - on Sunday - that the death of Government Healthcare means the birth of the CEO as "The Healthcare Police." The AP says Joe Friday is going to crack down on Girl Friday in an attempt to control healthcare cost. Here's a link to a blog on the AP story...
Continue

Added by Michael Bina on February 16, 2010 at 3:21pm — No Comments

Nicholas Brown How Hugging Farmers can Help the Insurance Industry's Image Problem

It’s a grand oversimplification, but the easiest way to fix the health care system is to have healthier people. Coming from a former farm stand volunteer, the local, fresh and healthy eating mantra is a welcome message for America’s processed food consuming masses, communities and insurers.

… Continue

Added by Nicholas Brown on February 15, 2010 at 2:01pm — No Comments

Barry Zalma Insuramce Fraud -- New E-Book

Insurance Fraud

(c) 2010

Barry Zalma

An E-Book in Adobe .pdf format key-word searchable by Adobe Reader.


Insurance fraud continually takes more money each year than it did the last from the insurance buying public.

… Continue

Added by Barry Zalma on February 13, 2010 at 11:00am — No Comments

Dan Green Things an Internet Fax Service Can Do That a Fax Machine Can’t

Steve Adams, the vice president of Marketing at Protus, wrote this article on Internet faxing that provides insight on why Insurance agencies should start faxing through the Internet rather than traditional fax machines. The move helps streamline costs, makes document sharing easier and reduces an agency's carbon footprint.

… Continue

Added by Dan Green on February 12, 2010 at 10:12am — No Comments

Gloria Willis Workplace Benefits Membership is a Real Deal!!

I was researching the Workplace Benefits Renaissance Conference in Nashville this year (March 24-25) and how it would be different than last year. I came upon the membership package that Walt Podgurski and his team have put together for members of the Workplace Benefits Association and was more than impressed. For anyone committed to learning and applying the success-proof ideas for growing their business--and not just workplace benefits--you need to check this out!

Walt's commitment to… Continue

Added by Gloria Willis on February 10, 2010 at 2:00pm — No Comments

Bob Reid What is cloud computing and what is it worth to my company? It is getting harder to shout over the …

What is cloud computing and what is it worth to my company?

It is getting harder to shout over the noise surrounding cloud computing. Is the wide-spread excitement justified? If you are a small business, why should you care?

… Continue

Added by Bob Reid on February 9, 2010 at 11:13am — No Comments

Gloria Willis Super Bowl Success and Having the Right People!

Having the right people in a company cannot be underestimated! And having everyone on the same page is crucial. Everyone needs to know the goal, the strategy and their role or results are compromised.

In yesterday's Super Bowl we got to watch two teams of excellent athletes compete for the coveted title of Super Bowl Champion. The goal was clear. Part of the strategy for the Saints was to keep the ball from the talented quarterback Peyton Manning. We got to watch two excellent quarterb… Continue

Added by Gloria Willis on February 8, 2010 at 4:02pm — No Comments

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